Flourafi Website Terms of Use

1. Website Owner

This Website is owned and operated by FlouraFi, LLC ("FlouraFi," "Company," "we," "us," or "our").

Business Address:
254 Chapman Road Suite 208, Newark DE 19702

Email:
support@flourafi.com

2. Acceptance of Terms

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, as well as any additional policies referenced herein, including our Privacy Policy and any other applicable notices posted on the Website.

3. Website Purpose

This Website is provided for general informational, educational, and business purposes related to FlouraFi's services and operations. Content on this Website is intended to provide general information regarding FlouraFi's credit education, credit report review, and administrative support services.

Nothing on this Website constitutes legal advice, tax advice, financial advice, lending advice, debt settlement advice, or credit outcome guarantees.

4. No Guarantee of Results

FlouraFi does not guarantee any specific credit score increase, deletion, approval, timeline, tradeline outcome, or other result. Outcomes depend on many factors outside of FlouraFi's control, including but not limited to the actions of credit reporting agencies, furnishers, creditors, lenders, third-party service providers, and the client's own financial behavior and documentation.

5. No Representation Regarding Accurate Information

FlouraFi does not represent or imply that accurate, current, and verifiable information can be removed from a consumer report simply because it is negative. Any references to credit report review, administrative support, or dispute-related processes are subject to applicable law and do not constitute a promise of deletion or specific outcome.

6. Services and Availability

FlouraFi's services may not be available in all states, jurisdictions, or circumstances. Nothing on this Website shall be construed as an offer where prohibited by law. FlouraFi reserves the right to modify, limit, or discontinue any service, feature, or offering at any time without notice.

7. Written Service Agreement Controls

If you enroll in any service offered by FlouraFi, your relationship with FlouraFi will be governed by a separate written service agreement, along with any required disclosures, notices, and authorizations. In the event of any conflict between these Terms of Use and any executed written service agreement, the written service agreement shall control.

8. No Money-Back Guarantee on Website

This Website does not create or imply any automatic refund policy, money-back guarantee, or service guarantee unless expressly stated in a separate written agreement signed by FlouraFi. Any refund policy, if offered, shall be governed solely by the terms of the applicable written agreement.

9. Privacy

Your use of this Website is also subject to our Privacy Policy, which describes how we collect, use, disclose, and protect information submitted through the Website. By using the Website, you acknowledge and agree to the practices described in the Privacy Policy.

10. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, branding, layout, design, images, icons, downloadable materials, and other content, is owned by or licensed to FlouraFi and is protected by applicable intellectual property laws.

You may not reproduce, copy, modify, distribute, republish, display, transmit, or exploit any Website content without FlouraFi's prior written consent, except for your own personal, non-commercial use as permitted by law.

11. User Conduct

You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. You may not:

• use the Website in violation of any law or regulation
• submit false, misleading, or fraudulent information
• upload, transmit, or distribute any unlawful, defamatory, infringing, abusive, or harmful material
• interfere with or disrupt the operation or security of the Website
• attempt to gain unauthorized access to any part of the Website, its servers, or related systems
• use the Website to scrape, copy, or exploit content for unauthorized commercial purposes

12. Third-Party Links and Tools

The Website may contain links to third-party websites, tools, portals, or services for your convenience. FlouraFi does not control and is not responsible for the content, availability, privacy practices, security, or terms of use of any third-party site or service. Accessing third-party links is at your own risk.

13. Website Content Disclaimer

All Website content is provided on an "as is" and "as available" basis. While FlouraFi seeks to provide accurate and current information, we make no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, availability, suitability, or timeliness of any Website content.

To the fullest extent permitted by law, FlouraFi disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

14. Limitation of Liability

To the fullest extent permitted by law, FlouraFi, its owners, officers, employees, contractors, affiliates, agents, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of, inability to use, or reliance on the Website or its content.

This limitation applies regardless of the theory of liability and even if FlouraFi has been advised of the possibility of such damages.

15. Indemnification

You agree to defend, indemnify, and hold harmless FlouraFi, its owners, officers, employees, contractors, affiliates, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or related to your use of the Website, your violation of these Terms, or your violation of any law or rights of a third party.

16. Termination or Suspension of Access

FlouraFi reserves the right, in its sole discretion and without notice, to suspend, restrict, or terminate your access to the Website at any time for any reason, including but not limited to suspected violation of these Terms, unlawful conduct, misuse of the Website, or security concerns.

17. Modifications to Website or Terms

FlouraFi reserves the right to update, modify, suspend, or discontinue any portion of the Website or these Terms of Use at any time without prior notice. Changes become effective upon posting to the Website. Your continued use of the Website after any changes are posted constitutes your acceptance of the revised Terms.

18. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws principles, except to the extent superseded by applicable federal law.

19. Venue and Jurisdiction

Any dispute arising out of or relating to these Terms of Use or your use of the Website shall be brought exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction and venue of such courts, unless applicable law requires otherwise.

20. Severability

If any provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect to the fullest extent permitted by law.

21. Waiver

No waiver by FlouraFi of any provision or right under these Terms of Use shall be deemed a continuing waiver or a waiver of any other provision or right unless expressly stated in writing.

22. Entire Agreement

These Terms of Use, together with any policies or notices incorporated by reference, constitute the entire agreement between you and FlouraFi regarding your use of the Website, unless and until superseded by a separate written agreement.

23. Contact Information

If you have questions regarding these Terms of Use, please contact:

FlouraFi, LLC
254 Chapman Road Suite 208, Newark DE 19702
Support@flourafi.com
(302) 303-8146